If you’re a buyer in this market, you might feel overwhelmed but remember that with a solid strategy, you can still find your dream home, even when inventory is low.
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This is a great time to reduce your mortgage interest rate, while rates are low. Consider all the aspects of the refinance offer first and make sure you get the best option to save money.
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Although the cold temps and looming snow fall may slow down buyers a bit, there will still be a demand for homes to come on the market. If you have been hesitant on selling but would like to know what your home could be worth, fill out the form below and schedule a complimentary CMA today!
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Not only are home showings up, they are higher than they were at the beginning of the year.
While they may have dipped during the worst of the shutdowns, low mortgage rates have led eager buyers back to the market.
Still, sellers have been slow to return at the same rate, making our market extra competitive. If you have been hesitant to list, talk with our team and find out why now is a great time to sell.
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No one can tell you with 100% certainty that rates will go up or down tomorrow, next week or a month from now. The mortgage market is a market that has two main competitors: U.S. treasury notes and corporate bonds. It is this constant battle between the floor (U.S. treasury notes) and the ceiling (corporate bonds) that causes rates to rise and fall consistently.
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House hunting in the winter can give you the advantage as the buyer, even in a predominantly sellers market like it has been in recent years. This applies not only here in Duluth, but across much of the nation. Many people avoid buying and selling in the winter altogether, but not everyone wants to pay top dollar to wait until the spring or summer seasons.
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